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testimonials

“I joined Ajo in early 2025 to take control of my finances. As a firstborn, saving for myself was always difficult. Saving through JJ Savings helped me buy my first washing machine and kitchen appliances—and later, purchase a property. The process was stress-free, transparent, and kept me accountable.”

Zenial Digital

Graphics Designer

“This is my second year saving with JJTF, and it has helped me build discipline—not just financially, but in every part of my life. Through the savings, I was able to pay my rent, and get essential appliances. The journey……….”

Olatide.O

Singer/Songwriter

JJ made me so accountable with my savings this year. Being able to buy and pay for things effortlessly, and yes, I save for my store which is no a reality.

TOMILAYO.O

Product Manager

Discipline and peace of mind. With JJTF, you’re money disciplined and you’re at peace that your money is in safe hands.

Olajumoke.O

Business Owner

“This is my first year saving with JJT, and I must say it has really built my discipline. Even my junk-food habit doesn’t like me anymore. When it’s time to cash out, there are no stories at all. JJT is very reliable.”

Shop With Nee

Business Owner

JJ Trust Finance privacy policy

Patiently read the privacy and Policy below carefully

Below codes ethics and conduct shall by apply to all participants in this organization.

1. There must not be any form of excuse for delay or postponement of payment within the stipulated time frame of 8:30am on every occasion of payment.

2. Any new comer or member must know that he or she has no right to early slot asides the available slots as at the point joining.

3. Privilege for early slots shall strictly be for consistent members who have spent up to a year and consistency in his or her payment.

4. You’re only privileged to have a delay in payment not more than two times without penalty attraction with reasonable excuse and genuine reason.

5. Any form of delay in payment more than two times as it has been stipulated in article (4) shall warrant or attract 20 percent deduction of the money contributed by the concerned person and slot will be shifted down to last slot.

6. On every payment or cash out day, the deadline time for every participant shall be 4:00pm.

7. It is highly imperative for every member to know that a sudden or abrupt withdrawal of member at the middle of contribution of JJ TRUST FINANCE LIMITED without any substantial or pertinent reasons for doing so will definitely attract 50 percent deduction in the money contributed as compensation damage that it might cause.

N.B

 

Any payment after the stipulated time shall attract a late fees and default fees depending on the discretion of the controller and the gravity of it…