Is the founder of JJ Trust Finance Limited, a purpose-driven Ajo platform built to promote financial discipline and transparency. With 5 years hands-on experience coordinating savings groups and educating young people about money, she is passionate about helping individuals and communities build consistent saving habits. Beyond the platform, JJ actively visits private secondary schools to teach students the importance of saving early, accountability, and financial responsibility.
Below codes ethics and conduct shall by apply to all participants in this organization.
1. There must not be any form of excuse for delay or postponement of payment within the stipulated time frame of 8:30am on every occasion of payment.
2. Any new comer or member must know that he or she has no right to early slot asides the available slots as at the point joining.
3. Privilege for early slots shall strictly be for consistent members who have spent up to a year and consistency in his or her payment.
4. You’re only privileged to have a delay in payment not more than two times without penalty attraction with reasonable excuse and genuine reason.
5. Any form of delay in payment more than two times as it has been stipulated in article (4) shall warrant or attract 20 percent deduction of the money contributed by the concerned person and slot will be shifted down to last slot.
6. On every payment or cash out day, the deadline time for every participant shall be 4:00pm.
7. It is highly imperative for every member to know that a sudden or abrupt withdrawal of member at the middle of contribution of JJ TRUST FINANCE LIMITED without any substantial or pertinent reasons for doing so will definitely attract 50 percent deduction in the money contributed as compensation damage that it might cause.
N.B
Any payment after the stipulated time shall attract a late fees and default fees depending on the discretion of the controller and the gravity of it…